Save £100 in 100 days with the Skint Dad Christmas problem. Easy every day steps to unfold the fee, clear litter, and minimize festive stress.
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Christmas at all times feels costly, however this yr you’ve obtained a head begin.
Right now marks 100 days till Christmas, and that’s loads of time to make December much less demanding, much less spendy, and much more pleasing.
So, I’m setting a Skint Dad problem: 100 days to prepare for Christmas, with out draining your checking account. Right here’s the way it works.
Save £1 a day – find yourself with £100 Christmas fund
The best model is to place away £1 each single day between now and Christmas. By the point the large day arrives, you’ll have £100 able to go.
- That’s your turkey and trimmings coated.
- Or it may pay for the youngsters’ stocking fillers.
- Or it’d simply imply you don’t must depend on the bank card come December.
For those who can stretch it, up the every day quantity: £2 a day = £200, £5 a day = £500.
Tip: Maintain it separate so that you’re not tempted to dip into it. A jar within the kitchen, a sealed cash tin, or a financial savings pot in your banking app all work.
And when you like saving little and sometimes this manner, why not strive the 1p saving problem within the new yr?
Earn £1 a day – make an additional £100
If saving feels inconceivable, flip it on its head and earn an additional £1 a day as an alternative. Over 100 days, that’s one other £100 in your Christmas pot.
It doesn’t have to be huge or sophisticated, simply little cash wins that add up:
- Do a fast survey on websites like Qmee or Prolific. Each can doubtlessly get you much more than £1 a day!
- Use cashback and receipt apps like TopCashback, Shoppix or Storewards.
- Provide small companies regionally: pet sitting, ironing, or selecting one thing up for a neighbour.
Even tiny quantities depend. For those who handle £2 or £3 some days, you’ll smash via the £100 goal.
Tip: Maintain observe of your every day “additional pound” in a pocket book or notes app as seeing it develop is an actual increase.
Clear 100 issues problem
If cash’s tight, strive the declutter model of the problem as an alternative. Day-after-day, select one factor in your house you don’t want and promote, donate, or recycle it.
By Christmas Eve, that’s 100 issues gone.
Even when you solely promote 20 of them for £5 every, you’ve simply added £100 to your Christmas fund. And also you’ll have a clearer house prepared for the inevitable inflow of latest stuff.
Why not strive utilizing eBay as they not cost vendor charges.
Combine and match for optimum impression
Need to go all in?
Do all three!
Put £1 apart and declutter an merchandise every day and attempt to earn simply £1 additional a day.
By Christmas, you’ll have £100 saved, a tidier house, and extra cash when you promote a few of your litter, and should have earned £100 too!
Weekly check-ins
The problem works greatest when you observe it. Every week:
- Rely up how a lot you’ve saved thus far.
- Word what number of objects you’ve decluttered.
- Share your progress with a pal, member of the family, or on-line because it helps preserve you accountable.
Skint Dad tip
Christmas at all times seems like a cash drain, nevertheless it doesn’t must. A pound right here, an merchandise there – over 100 days, it provides as much as a calmer, cheaper December.
Ultimate thought
100 days would possibly sound like eternally, nevertheless it’ll fly by. Whether or not you save £1 a day, declutter one factor a day, or each, by the point Christmas comes round, you’ll be prepared.
Much less litter, much less debt, much less stress, and extra time to really benefit from the festive season.
Naomi is aware of the burden of dwelling on little or no and have become debt free by following her personal cash saving ideas and tips. She is an knowledgeable on saving cash on the grocery store and facet hustles.