thirteenth Oct 2025
Studying Time: 5 minutes
From free coupon apps with AI to seek out immediate reductions in your procuring, to cashback websites and even robo-investing apps, there are a number of methods you possibly can profit from easy-to-use apps and save extra money than ever this 12 months.
Why Use Cash Saving Apps?
Apps can prevent a lot time when in search of bargains. However they’ll additionally shield you, too. In an age when it looks like we’re listening to a few main hacking scandal each different week, apps may also help you discover respectable computerized coupons and web site reductions with out risking your safety on questionable low cost web sites.
Additionally they prevent the psychological stress of remembering to save cash, due to the automated nature of them. Whether or not you’re utilizing a browser extension that reminds you to seek for a reduction at checkout, or an auto-roundup app to comb money right into a financial savings pot with every transaction, the psychological load of saving cash is taken off you.
We’ve rounded up one of the best free coupon apps, cashback websites, and saving apps that can assist you handle your cash in just some clicks.
Coupert
Coupert helps you discover immediate low cost codes and coupons to save cash in your on a regular basis spending. It worth matches, finds reductions in seconds, and retains you on the positioning you’re looking as a substitute of creating you open a brand new tab to discover a coupon code.
AI apps can deal with a lot greater than ever earlier than. For instance, Coupert finds you reductions in actual time, however not only a checklist of them: it exams in the event that they’ll work. Inside seconds, you’ll find computerized coupons to assert your reductions. It saves you a lot time and likewise stops that actually annoying process of discovering a coupon code on dodgy-looking websites that appear to open a number of pop-ups and browser tabs.
That’s as a result of Coupert makes use of a browser extension, so it’s all the time able to step in while you’re procuring and works in-site.
Editor Vicky Parry says: “Whereas I really like the opposite apps on this checklist, Coupert takes high place as a result of it saves you a lot time on discovering coupon codes, however it will probably additionally worth observe that can assist you purchase when a product is at a low worth in addition to discover an computerized coupon for much more reductions.”
Plum: The Auto-Save App
Saving is way simpler while you don’t have to consider it. Plum analyses your earnings and bills, and works out how a lot you possibly can put aside right into a financial savings pot each few days.
This is perhaps pennies or it may very well be a number of kilos – and it’s simple to cancel if you happen to’re having a decent month. Nonetheless, sweeping money throughout like this makes it so easy to avoid wasting with out noticing.
Plum additionally affords curiosity as much as 3.95% AER on financial savings, and you’ll set an auto-roundup out of your spending, too. That is while you select to spherical up your funds to the closest pound. So, if you happen to spend £4.50 in a transaction, you’ll be charged £5 because the spare 50p sweeps into your financial savings pot. It’s actually senseless saving that may make a giant distinction fairly shortly if you happen to’re not in any type of financial savings behavior in any respect lately.
TopCashback
Celebrating its 20th anniversary this 12 months, Topcashback has been round some time and which means it affords cashback on a great deal of mainstream and smaller retailers, with a tried-and-tested fame. It’s one of the crucial recognisable cashback apps on the market.
It does have a browser extension for cashback, however it may be a bit finicky and typically requires a number of web page refreshes if you happen to’re taking your time to browse to reactivate the cashback. Regardless of this, it does seek for cashback offers supplied by the positioning in case you’ve forgotten to go by way of the TopCashback web site.
It’s price mentioning that different free coupon apps like Coupert additionally provide cashback, and payouts are more likely to be quicker with the all-in-one AI instruments than TopCashback.
Emma App
The Emma app is ideal for a deep-dive evaluation of your spending and earnings, because it integrates together with your financial institution accounts. This implies it can enable you spot your spending habits that may very well be curbed to save cash with ease.
It helps you see issues like forgotten subscriptions, whereas additionally conserving observe of your financial savings targets that can assist you keep targeted. Whereas it doesn’t provide procuring reductions and cashback like Coupert and TopCashback, figuring out your common spending and making it simpler to cancel undesirable bills will assist construct in your financial savings energy.
The Emma app additionally helps you construct your credit score rating, utilizing your hire to show you’re a dependable one that might pay for a mortgage. This might make an enormous distinction to first-time consumers who want to spice up their credit score rating earlier than they apply for a mortgage.
TOTUM
TOTUM is the newest incarnation of the coed low cost card. However right here’s the factor: it’s not only for college students. They lately expanded their providing to an enormous variety of folks: anyone belonging to an expert physique, union, or commerce membership organisation can have a TOTUM card.
Whereas lots of the reductions are geared toward college students and younger folks, such because the inclusion of the ISIC, the worldwide pupil card, it’s nonetheless improbable for any skilled wanting to save cash on their spending.
The TOTUM app doesn’t provide computerized coupons like Coupert however it does make it simple to assert reductions in retailer. On-line, you possibly can nab some unique offers akin to cashback on Apple, Home windows, Argos, and even journey akin to Trainline. And since it’s the nationally-recognised low cost card, a great deal of native retailers will settle for it even when they’re not listed on the web site listing – simply ask on the checkout. It additionally consists of additional offers akin to a free Tastecard membership to avoid wasting on meals out.