Fast Disclaimer: We’re rolling Highlight out to all iOS and Android customers over the subsequent few weeks as we test for any pesky bugs not caught in beta. If you do not have it but, it is nothing private. Sit tight and get excited!
You’re a YNABer, which implies you’re all about intentional spending. You’ve obtained targets and the boldness to make your cash be just right for you.
However even with a stable spendfulness plan, it helps to have a transparent view of what wants your consideration proper now—so you’ll be able to keep targeted and preserve making progress.
Enter Highlight: the brand new space in YNAB that brings your monetary priorities into focus.
Whether or not it’s overlaying overspending, monitoring key classes, or ensuring you’re on monitor to get a month forward, Highlight places a very powerful items of your plan entrance and heart. As a result of when your cash displays your priorities, that’s you within the highlight.
Assume again to MTV Cribs… I’m excited to indicate you round this brand-new area.
Highlight: The grand tour
Think about Highlight as a command heart for what issues most to you. This new space of the app is all about readability—highlighting your high priorities, surfacing key actions, and monitoring your progress towards huge targets.
Proper on the high, you’ll see motion banners (like “Cowl Overspending” or “Evaluate Transactions”) that information your subsequent steps and preserve your plan updated. No extra questioning what wants consideration. Highlight makes it clear, so you’ll be able to take motion and transfer ahead like a boss.
Your cash, at a look
Highlight is designed to maintain your monetary priorities clear and actionable. And whereas there’s quite a lot of energy packed into this area, you’ll end up coming again to a few key sections many times:
High Priorities – Pin the classes that matter most to you.
Abstract – See the place you stand this month and regulate as wanted.
Assigned in Future Months – Monitor your progress towards getting a month (or months!) forward.
Let’s take a better take a look at every!
High Priorities: Your quick targets
what they are saying: the place your consideration goes, power flows. The High Priorities part is the place you’ll be able to pin the classes that matter most to you proper now, protecting your focus (and your {dollars}) precisely the place you need them.
Attempting to rein in your takeout spending earlier than your favourite supply driver is aware of your order by coronary heart? Add it right here for fast entry while you’re deciding between cooking at house or protecting the native sushi place in enterprise.
These are your high priorities. What’s going to offer you peace of thoughts? What’s going that will help you make progress in your targets? Add these classes right here to maintain them entrance and heart.
Abstract: A snapshot of your month
The Abstract part offers you a fast, clear image of how issues are going this month. It’s additionally a gateway to highly effective instruments that make it easier to construct a robust, versatile plan targeted completely in your values.
Complete Targets: Your plan at a look
On the high, you’ll see the Complete Targets card, which reveals the overall of all of the targets you’ve set for the present month. However there’s greater than meets the attention—faucet on it to open the Edit Plan display.
On the high of Edit Plan, you’ll discover your Price to Be Me, the overall quantity you’ve deliberate to spend this month throughout all of your targets. Everyone knows how a lot we earn, however do we all know how a lot we plan to spend? Now you do. Complete game-changer!
Beneath that, you’ll be able to add your anticipated revenue for the month and immediately see in case your plan is possible or in case you have additional {dollars} to assign.
Just under that, you’ll see the utmost your targets may add as much as subsequent month, serving to you put together for what’s forward. Hold scrolling, and you may view and regulate each goal in your plan. You possibly can add, edit, and transfer classes as wanted.
In case your Price to Be Me is beneath your revenue, it is likely to be time to dream larger. Possibly add a class for that Hawaii trip now that you understand you’ve gotten the margin to deal with it.
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Underfunded & Assigned: What {dollars} nonetheless want jobs?
The Underfunded card reveals how a lot you continue to must assign this month to completely fund your targets.
The Assigned card reveals how a lot you’ve assigned to your classes this month. Faucet it to enter Assign Mode, the place you’ll be able to put each greenback to work. Then, return to Highlight and benefit from the satisfaction of a totally funded plan.
Spent: See the place your cash went
The Spent card tracks how a lot you’ve spent up to now. Faucet on Spent to go to the Mirror tab, the place you’ll be able to dig into your spending and see if it matches the plan you created.
Plan, spend, replicate, repeat. That’s the ability of Abstract.
Assigned in Future Months: Construct extra margin
Everybody’s monetary state of affairs is exclusive, and you’re the skilled on what jobs your {dollars} needs to be doing. However there’s one milestone that we all know is life-changing for completely everybody: getting a month forward.
Think about being totally funded on the first. You’ll have the respiratory room to face the sudden (as a result of there’s at all times one thing sudden!) and the steadiness to make spending choices with the type of conviction that makes you stand taller.
This part reveals how a lot cash you’ve assigned in future months and tracks your progress towards totally funding your targets.
Unsure methods to get began? Faucet “How you can Get a Month Forward”, and Hannah will stroll you thru it. We’ve been calling this “Pocket Hannah” as a result of, actually, who wouldn’t need somewhat Hannah wit and knowledge on demand?
Getting a month forward is likely one of the finest methods to construct resilience into your plan—it’s like stepping again from the monetary edge and eventually exhaling.
Give it a shot. You are able to do this!
Step into the Highlight
Did the grand tour simply make you need to open YNAB and pin your High Priorities? Go on—Highlight is prepared if you end up.
It is a brand-new area in YNAB, and we’re simply getting began. Count on updates and enhancements as we hear from you about what would make it even higher.
When you’re right here, why not get to know your spending type? Take our Spending Character Quiz and see what your habits say about your values!