After I began at YNAB again within the bygone days of 2016, I had a fairly normal expectation of what my first day can be like—meet the workforce, arrange my accounts, and get used to the distant work setup. What I didn’t anticipate was a fast chat with Probability, our head of operations on the time, that may change how I assumed in regards to the job.
Amidst discuss password managers and Slack channels, he stated, “Oh! And since it might be bizarre so that you can preserve paying for YNAB while you’re an worker right here, I’m going to offer you a free subscription.” I watched his shared display as he opened my YNAB account in our assist software program and prolonged my subscription to 2078. (I’ll be 90 years previous!)
.avif)
It hadn’t even crossed my thoughts that this is able to be one of many perks of working at YNAB, however in fact it was! At that second, I assumed it was only a cool gesture, a unusual welcome reward. However as I settled in, I noticed it was rather more than that. I used to be strolling right into a tradition the place everybody used YNAB—and that shared expertise was one thing really particular.
A shared language round cash
At YNAB, it’s not nearly utilizing our software program; it’s about embracing a mindset that turns monetary stress into confidence.
From day one, I noticed that all of us converse the identical language relating to cash. It’s not taboo, it’s not awkward, and it’s actually not one thing we’re afraid to debate. In actual fact, it’s inspired! We speak overtly about how we need to spend the cash we work laborious to earn, not in a micromanaging approach, however with readability, pleasure, and goal.
We’re continuously asking ourselves (and one another) the identical query we ask all YNABers: How do you need to spend your cash? It’s how we predict, work, and reside.
The primary Monetary Wellness by YNAB shopper: our personal workforce
We’ve prolonged that mindset—that spending your cash deserves as a lot consideration as you set into incomes it—to different firms as properly.
Monetary Wellness by YNAB is a company profit program that provides workers entry to our software program and schooling, empowering them to do extra with their cash. Many trusted organizations have taken us up on our provide like HelpScout, TheSkimm, and Todoist. (Wait… are we within the large leagues now?)

But when you concentrate on it, YNAB was truly the first YNAB Wellness shopper. As workers, we get YNAB without cost, and it’s an enormous a part of why our tradition thrives.
The Monetary Wellness profit program isn’t only a profit—it’s a philosophy embedded in how we function. All of us have entry to the identical instruments and language to handle our private funds, which creates a office the place monetary conversations really feel empowering, not demanding. Since we’re inspired to see cash as a possibility as a substitute of an impediment, we don’t have the load of cash stress most U.S. staff carry on their shoulders.
As a result of all of us use YNAB, we perceive the influence it could have in your life. We all know the aid of lastly feeling accountable for your cash, and we stock that into our work each day. The consequence? An organization the place monetary peace of thoughts interprets into extra focus, creativity, and group.
You may have that peace of thoughts at work, too. Extra on that quickly.
A tradition of empowerment and assist
This shared understanding of cash makes for a distinct sort of office. At YNAB, it’s not nearly hitting deadlines or getting by means of your to-do listing. It’s about making selections that align along with your targets—each private {and professional}.
Right here, it’s pure to speak about our monetary wins, challenges, and targets with one another. It’s by no means uncomfortable, as a result of we’re all utilizing the identical framework to method cash. We actually have a part of our weekly inside publication that options bucket-list achievements, debt payoffs, and pet adoptions. Ought to we have a good time the wonderful issues cash can do for us?

And that features our struggles with YNAB itself! Considered one of my favourite Slack channels is #ijustworkhere, the place we overtly ask questions on how one can use the software program and how one can apply the YNAB technique to our particular conditions. I like it as a result of there aren’t any dumb questions. Even those that train YNAB need assistance generally. Altering your relationship with cash is a journey, not a vacation spot!
That stage of assist and transparency is one thing I’ve by no means skilled at some other job. After I discuss saving for an enormous buy, coping with an surprising expense, and even the place to seek out that hidden software program characteristic, I do know my colleagues get it. We’re all in it collectively, utilizing YNAB to align our cash with what really issues to us.
What in case your office was like this?
Now think about having that very same sort of tradition at your office. That’s what Monetary Wellness by YNAB is all about. And when your workforce feels financially safe, they present up totally, extra targeted, and fewer burdened. It’s a win for everybody.
The very best half? It’s properly throughout the realm of risk. And also you don’t need to be an HR chief at your organization to make it occur.
If you wish to deliver YNAB to your office, try the Convey YNAB to Work web page. There, you’ll discover every thing you might want to speak to your HR workforce about including YNAB Wellness as a profit, together with pattern messages which you could copy, paste, customise, and ship to your workforce to make the case for including YNAB as a office profit.
.avif)
Why monetary wellness advantages matter
At YNAB, we’ve seen firsthand the influence monetary schooling and empowerment has on firm tradition. It’s not nearly getting free entry to our software program—it’s about constructing a office the place folks really feel assured and accountable for their cash. And when that occurs, they carry their greatest selves to work.
So, how do you need to spend your well-earned {dollars}? And wouldn’t or not it’s wonderful in case your office helped you reply that?
Able to Convey YNAB to Work? Go to our Convey YNAB to Work web page to begin the dialog along with your HR workforce. And if you happen to’re the boss or HR chief at your group, you may study extra about this system and enroll right here.